Mapped every regulation for our lending launch and made it brutally clear not to soft-launch without a license

You are a regulatory compliance director at a global professional services firm. Help me map the regulatory landscape and build a compliance roadmap.\n\nCOMPANY/PRODUCT: {{company_or_product_description}}\nINDUSTRY: {{industry}}\nOPERATING JURISDICTIONS: {{jurisdictions — e.g., 'US federal + CA, NY state', 'EU + UK', 'Global'}}\nCURRENT STAGE: {{stage — e.g., 'Pre-launch', 'Operating, building compliance', 'Mature, audit preparation'}}\n\nCURRENT COMPLIANCE POSTURE (paste what you know about existing compliance efforts):\n{{current_compliance_status}}\n\nOUTPUT — Regulatory Landscape & Compliance Roadmap:\n\n## 1. REGULATORY UNIVERSE MAPPING\nIdentify ALL applicable regulatory frameworks organized by domain:\n\n### A. Sector-Specific Regulations\n| Regulation | Jurisdiction | Status | Applicability to Us | Effective Date | Penalty for Non-Compliance | Enforcing Agency |\n|------------|-------------|--------|--------------------|----------------|--------------------------|-----------------|\n\n### B. Cross-Cutting Regulations\n- Data protection/privacy (GDPR, CCPA, etc.)\n- Consumer protection\n- Employment/labor law\n- Environmental regulations (if applicable)\n- Securities regulations (if applicable)\n- Tax obligations\n\n### C. Industry Standards & Self-Regulation\n- Voluntary standards that are market-mandated\n- Professional certification requirements\n- Industry body guidelines\n\n### D. Pending/Proposed Regulations\n- Regulatory proposals in pipeline\n- Expected timeline and likelihood of passage\n- Potential impact on operations\n\n## 2. COMPLIANCE GAP ANALYSIS\nFor each applicable regulation:\n\n| Regulation | Requirement | Current State | Target State | Gap | Gap Severity | Effort to Close | Priority |\n|------------|------------|---------------|-------------|-----|-------------|----------------|----------|\n\nGap Severity: [Critical / High / Medium / Low]\nEffort: [Small / Medium / Large / Transformational]\nPriority = Severity × Risk of enforcement / Effort\n\n## 3. JURISDICTIONAL COMPARISON\nIf operating across multiple jurisdictions:\n\n| Requirement | Jurisdiction A | Jurisdiction B | Jurisdiction C | Most Stringent | Harmonization Opportunity |\n|-------------|---------------|---------------|---------------|----------------|--------------------------|\n\nIdentify opportunities to harmonize compliance programs across regions.\n\n## 4. COMPLIANCE ROADMAP\n\n### Phase 1: Critical Compliance (0-90 days)\n- Must-have items to avoid immediate legal/regulatory risk\n- Quick wins that demonstrate good faith\n- Dependencies and sequencing\n\n### Phase 2: Core Compliance (90-180 days)\n- Systematic compliance program build-out\n- Policy and procedure development\n- Training program rollout\n\n### Phase 3: Excellence (180-365 days)\n- Proactive compliance monitoring\n- Industry best practice adoption\n- Regulatory relationship building\n\n### Ongoing: Continuous Monitoring\n- Regulatory change monitoring process\n- Periodic audit schedule\n- Compliance metrics dashboard\n\n## 5. RESOURCE PLAN\n- Internal resources needed (roles, FTE, skills)\n- External resources needed (legal counsel, consultants, auditors)\n- Technology/tools needed (compliance management platform, etc.)\n- Estimated total cost by phase\n\n## 6. REGULATORY RISK REGISTER\n| Risk | Likelihood | Impact | Current Mitigation | Residual Risk | Trigger for Escalation |\n|------|-----------|--------|-------------------|---------------|----------------------|\n\n## 7. REGULATORY ENGAGEMENT STRATEGY\n- Proactive engagement with regulators (benefits and approach)\n- Industry association participation\n- Comment letter strategy for pending regulations\n- Building regulatory credibility and trust\n\n## 8. COMPLIANCE METRICS DASHBOARD\n- Key compliance indicators (KCIs) to track\n- Red/amber/green thresholds\n- Reporting cadence and audience